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Protect Your Rights to Compensation in a Car Accident Claim

Posted on in Personal Injury

San Jose car accident attorneys, car accident claim, property damages, car accident injuries, car accident damageCar crashes are jarring, sudden, and unexpected events. The mere fact of being involved in a car accident, regardless of how severe, is enough to cause anyone to be disoriented or confused. Unfortunately, what you do and say in the minutes, hours, and days after your collision can make a major difference in getting the compensation needed to recover from your injuries.

What to Do After a Car Accident in California

Even a minor car accident can result in major injuries and property damages, and there are steps you need to take to protect yourself. The California Department of Insurance (DOI) urges motorists to do the following:

  • Stop immediately at the scene, being careful to avoid blocking traffic if possible;
  • Notify the state police or the local law enforcement agency;
  • Call 911 if anyone is injured at the scene;
  • Exchange personal contact information with other drivers, along with your driver’s license, vehicle registration, and insurance numbers;
  • Get the names and contact information for any potential witnesses at the scene;
  • Use your cell phone to take photos of where the accident occurred and the damage to your vehicle;
  • If anyone is injured or the accident resulted in more than $750 in property damages, notify the California Department of Motor Vehicles within 10 days. Failure to do so could result in the loss of your license; and
  • Even if you suspect your injuries are minor, seek medical treatment right away. There are many serious and potentially debilitating conditions that have symptoms which can take days or even weeks to appear. Failing to get medical care and to follow your doctor's instructions in regards to treatment and work or activity restrictions could jeopardize your rights to compensation.

Dealing With Insurance Companies

It is important to notify your insurance company as soon as possible after your accident, even if you were not at fault. In most cases, your insurer will work with you to settle your claim. If another driver is at fault, compensation will be sought through his or her insurance company.

Edmunds advises that for most people, dealing with insurance companies can seem like a complicated process. You will likely be contacted by an insurance representative, seeking to get your version of events. While most people tend to think the insurance company is on their side, the fact is they are a for profit business, and one of the ways they make money is by not paying out claims.

Ways they may accomplish this include:

  • Disputing your version of events;
  • Claiming you were partially at fault;
  • Downplaying the extent of your injuries;
  • Underestimating future treatment costs; and
  • Undervaluing your property damages.

Before making any statements, signing any documents, or accepting a settlement, contact Jachimowicz Law Group first. We can arrange a consultation with our dedicated San Jose car accident attorneys, who can advise you on the best course of action to get the total amount you are entitled to. You have one chance to get the compensation you need for the damages you suffered. Call or contact our San Jose office online today to get the professional legal representation you need.

Sources:

https://www.dmv.ca.gov/portal/dmv

https://www.edmunds.com/auto-insurance/how-car-insurance-companies-handle-car-accident-claims.html

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