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CA injury lawyerIn the aftermath of an accidental injury, you may be entitled to compensation through an insurance claim. Whether it involves holding the person responsible for your accident accountable through their coverage or relying on a personal injury policy you have in place, an insurance settlement can help offset the medical expenses, lost wages, and other costs you incur when motor vehicle crashes, slips and falls, and other common types of accidents happen. Unfortunately, while these companies promote themselves as being ‘on your side’ when you need them, the fact is that even the biggest names in the business can engage in bad faith insurance practices as a way of avoiding paying on your claim.

Turning Premiums into Profits

You pay monthly or yearly insurance premiums with the idea that if you get into an accident or cause another person injuries, you will be covered. Insurers portray themselves as ‘good neighbors’ and there to help when you need them, but the fact is that they are for-profit businesses whose bottom line is protecting their own assets.

The American Association of Justice has conducted extensive studies on some of the largest, most well known and trusted insurers in the U.S. and the practices they often employ. Taking in more than $1 trillion each year in premiums, they turn these into profits by disputing, downplaying, and denying claims. Common ways they do this include:

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CA injury lawyerIn the aftermath of an accident resulting in serious personal injuries, you may be entitled to seek compensation for the damages you suffered through a claim against the at-fault party's insurer. In cases involving car, bike, or pedestrian accidents or in slips, falls, and other types of premises liability cases, seeking an insurance settlement may be a viable option as opposed to having to take your case to court. However, insurance companies are a business and as such, one of their primary concerns is protecting their profits. The following tips may help in getting the most out of your claim.

Questionable Insurance Company Practices

The insurance industry earns billions of dollars in profits each year. In addition to making money through premiums paid by customers, they protect their profits by carefully monitoring the amounts they pay out in claims.

Insurance regulators frequently receive complaints against insurance companies from consumers who feel they were taken advantage of or otherwise treated unfairly. Nearly two-thirds of these complaints center around accident liability and auto insurance policies. Among the most common problems encountered include:

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San Jose personal injury attorneys, insurance company negotiations, personal injury accident, motor vehicle accidents, personal injury settlementWhen you suffer personal injuries as the result of a car crash, a slip and fall, or some other type of accident where another person is at fault, you may be entitled to compensation through an insurance claim. While the law requires drivers, property owners, and others to carry insurance in the event accidents occur, getting the insurance company to pay is often a more difficult manner. In these situations, it is important to have an experienced San Jose personal injury attorney on your side to help ensure you get the compensation you need to recover.

Dealing with Insurance Companies after a Personal Injury Accident

In motor vehicle accidents and in cases involving injuries which occur on another’s property, your first steps immediately after should be to notify law enforcement or security and seek medical attention for your injuries. Taking these actions help to protect you when filing an insurance claim.

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