Catastrophic injuries can have a profound impact on individuals and their families.
This impact often extends beyond the physical and emotional toll. In the San Jose area, the expenses stemming from catastrophic injuries can be staggering.
Medical costs
Emergency room visits, surgeries and specialized medical treatments can quickly accumulate. They place an immense strain on financial resources. Ongoing medical care, including rehabilitation and therapy sessions, adds to the financial burden. Recovery often requires long-term commitment and substantial financial investment.
Rehabilitation expenses
Catastrophic injuries often lead to extensive rehabilitation to help individuals regain functionality and adapt to their new circumstances. Physical therapy, occupational therapy and other rehabilitation services can help with recovery. However, these services come at a cost, further contributing to the overall financial challenges faced by individuals and their families.
Lost wages
A catastrophic injury can lead to a temporary or permanent loss of employment, disrupting the individual’s financial stability. In San Jose, the cost of living is 131% higher than the U.S. average. The inability to work not only affects the injured individual but also has repercussions for their family, who may experience a reduction in household income.
Ongoing care needs
For many individuals with catastrophic injuries, the need for ongoing care is a reality. It may involve hiring caregivers and purchasing medical equipment. It may also involve making home modifications to accommodate disabilities. Whatever the case, the financial commitment continues long after the injury. These ongoing expenses can create a significant strain on the financial resources of those affected for many years or a lifetime.
Navigating these challenges requires careful planning, access to resources and support systems.
