Lawyers For Short-Term Disability Insurance Claims In Santa Clara County
For individuals who are unable to work for a short period of time because of an injury or illness, short-term disability insurance can provide some relief. This type of insurance provides income protection for individuals who are temporarily unable to work due to sickness or injuries. The protections that short-term disability provide help individuals pay for their living expenses.
Although state and federal laws mandate that insurance companies pay claims in a timely manner, insurers will often avoid paying the full settlement that is owed to policyholders. If your insurance company is significantly delaying its payment on your claim or only paying a partial amount, contact the Jachimowicz Law Group. We will assess your case and situation to determine if the insurance company is acting in bad faith.
Eligibility For Short-Term Disability Insurance
In order to determine if you qualify for your insurance company’s short-term disability plan, read the plan’s definition of disability and the eligibility requirements. If you or your physician know that your disability will at least last as long as the elimination period (the period of time that begins as soon as you become disabled and ends when you begin receiving payments), then you can file a claim.
Some of the causes of short-term disability claims include:
- Normal pregnancy
- Illnesses such as cancer
- Back disorders
- Digestive disorders
- Chronic diseases
- Autoimmune disorders
- Cardiac Conditions
Fair Claims Settlement Practices Regulations In California
In California, there are fair insurance claim regulations that are set in place. These regulations are intended to prevent unfair settlement practices by both insurers and policyholders. The regulations within the California Insurance Code work to:
- Encourage the cost-effective, fair, and equitable settlement of insurance claims
- Promote the complete and prompt investigation of suspected insurance fraud claims
- Discourage fraudulent insurance claims from policyholders
Under the law, you have the right to a fair and prompt payment on your insurance claim. If you believe an insurance company unfairly denied your claim, then the company may have acted in bad faith. An insurer can act in bad faith for rejecting your claim by stating that the company does not cover a certain medical condition or loss. An insurer may also act in bad faith if they unreasonably delay payment on your claim. If you believe your insurance company acted in bad faith, contact us today.
Dedicated Insurance Claim Lawyer In Santa Clara County
If you are pursuing a short-term insurance claim and you are not receiving payments or your claim has been denied, contact Jachimowicz Law Group. Our compassionate and experienced insurance lawyers will aggressively fight on your behalf to ensure you receive the benefits you are owed. Call us at 408-246-5500, or contact us online. We serve clients in San Jose and throughout the area.